Welcome To Your Benefits Website

WellNet Healthcare (PHCS Network) — (267) 348-3492 · wellnet.com Cigna — (267) 348-3492 · cigna.com Three medical plans are available: two WellNet Healthcare plans on the open PHCS network and one Cigna PPO. All three plans include free virtual care through Sam by UCM Digital Health for PCP, specialist, behavioral health, ER, urgent care, and nutrition. WellNet plans also waive the deductible and out-of-pocket maximum when you use a WellNet Recommended Provider for MRIs, CT scans, PET scans, and surgical procedures — call WellNet Advocacy at (267) 348-3492 before scheduling. A Voluntary GAP Plan through OptiMed Health is available to help offset deductible and out-of-pocket costs on either WellNet or Cigna — see the GAP Insurance section for details. Prescriptions are managed by Express Scripts on all three plans. Specialty medications may qualify for the SaveOnSP copay assistance program.

Mutual of Omaha — (800) 927-9197 · mutualofomaha.com/dental Two dental plans are available on the Mutually Preferred Network. Both waive the deductible for preventive care. The PPO High plan adds child orthodontia and a higher annual maximum. Endodontics, non-surgical periodontics, surgical periodontics, and simple oral surgery are all classified as Basic services. Complex oral surgery and implants are Major.

Mutual of Omaha — (833) 279-4358 · mutualofomaha.com/vision Vision coverage on the EyeMed Insight Network with annual exams and 24-month frame benefits.

Mutual of Omaha — (800) 769-7159 · mutualofomaha.com Employer-Paid Basic Life & AD&DPage Autos provides Basic Life and AD&D insurance at no cost to all full-time employees eligible for benefits. • Benefit Amount: $10,000 for all eligible employees • Age Reductions: 65% at age 65 · 40% at age 70 · 25% at age 75 Voluntary Life & AD&DYou can purchase additional life insurance for yourself, your spouse, and your children. Employee coverage must be elected to enroll a spouse or child. Other features included: Living Care / Accelerated Death Benefit · Waiver of Premium · Portability · Conversion Your voluntary life benefit reduces 65% at age 65, 40% at age 70, and 25% at age 75. AD&D pays the full Principal Sum for loss of life or two or more members; half the Principal Sum for loss of one member. Rate information is available in your enrollment kit or Paycom.

Mutual of Omaha — (800) 769-7159 · mutualofomaha.com Disability coverage replaces a portion of your income if you can’t work due to a non-work-related injury or illness. Both Short Term and Long Term Disability are voluntary — you pay the premium. Eligibility: permanent employees regularly scheduled to work at least 30 hours per week and actively at work on the coverage effective date. Coverage begins the first of the month following completion of your waiting period. Late entrants must complete Evidence of Insurability.

OptiMed Health GAP — (800) 482-8770 · optimedhealth.com GAP Insurance is supplemental medical expense coverage designed to help offset the rising deductibles, copays, and out-of-pocket costs from your primary medical plan. OptiMed is your secondary carrier — you’ll always have a primary medical plan (WellNet or Cigna) and OptiMed reimburses eligible inpatient and outpatient costs after your primary processes the claim. What GAP covers — inpatient hospital stays, procedures, physician charges, mental health and substance abuse treatment, routine nursery care, outpatient surgery, radiation and chemotherapy, diagnostic imaging (X-ray, MRI, CT, PET, EKG, stress tests, cardiac catheterization), emergency room visits for accident or illness, urgent care for accident or illness, and kidney dialysis. How to use it — always present both your primary insurance ID card and your OptiMed ID card at every appointment. Claims can be submitted online at optimedhealth.com or by mail. Customer Care: customercare@optimedhealth.com, Monday–Friday 8:00 AM–6:00 PM ET.

MASA Medical Transport Solutions — (800) 643-9023 · masamtsflorida.com · info@MASAmtsflorida.com Even with strong health insurance, emergency ground and air ambulance can leave you with bills up to $5,000 for ground transport and $70,000 for air. MASA fills that gap with a low monthly fee — no deductibles, no health questions, easy claims, and coverage for your entire family. *Basic Coverage Area (BCA) includes the U.S., Canada, Mexico, and the Caribbean (excluding Cuba). Coverage includes your legal spouse / domestic partner and dependents up to age 26.

Mutual of Omaha Group Accident — (800) 769-7159 · mutualofomaha.com Accident Insurance pays cash benefits for on- and off-the-job accidents and the medical care that follows. Benefits are paid in addition to any other coverage you have, and you can use the cash for anything you need. Accident insurance pays for accidental death, dismemberment, dislocation or fracture, hospital confinement, intensive care, ambulance service, medical expenses, and outpatient physician treatment.

Mutual of Omaha Group Critical Illness — (800) 769-7159 · mutualofomaha.com Critical Illness pays a lump-sum cash benefit when you’re diagnosed with a covered condition. The benefit is paid directly to you to use however you need — non-medical expenses, lost income, or anything else.

Mutual of Omaha Group Hospital Indemnity — (800) 769-7159 · mutualofomaha.com Hospital Indemnity pays cash benefits directly to you when you’re admitted to or confined in a hospital. The cash can be used for anything — medical bills, deductibles, or daily living expenses while you recover.

MetLife Legal Plans — (800) 821-6400 · members.legalplans.com Legal help can be expensive. MetLife Legal Plans gives you, your spouse, and your dependents access to a nationwide network of experienced attorneys for a low monthly payroll deduction — no copays, no deductibles, and no claim forms when you use a network attorney for a covered matter. What’s covered: • Money matters — debt collection defense, identity theft defense, personal bankruptcy, tax audit representation, negotiations with creditors • Home & real estate — buying or selling a home, mortgages, refinancing, eviction defense, boundary or title disputes, tenant negotiations • Estate planning — simple and complex wills, living wills, trusts, healthcare proxies, powers of attorney • Family & personal — adoption, name changes, prenuptial agreements, protection from domestic violence, juvenile court defense, parental responsibility matters, school hearings • Civil lawsuits — administrative hearings, civil litigation defense, disputes over consumer goods and services, small claims assistance, pet liabilities • Elder-care issues — document review for parents (deeds, leases, Medicare, Medicaid, nursing home agreements), powers of attorney, prescription plans • Traffic & other matters — defense of traffic tickets, driving privileges restoration (does not cover DUI) How to use it: create an account at members.legalplans.com, view your coverage, and select an attorney. Make an appointment directly with the attorney you choose. For non-covered matters, your plan also includes up to four hours per year of network attorney time and services.

Voluntary benefits give you a way to fill the gaps that medical insurance doesn’t cover — from hospital admissions and accidents to legal questions, identity theft, and pet care. You pay the premium through payroll deduction, and you choose only the coverages that fit your situation. Each plan is summarized in the sections below.

Employee Benefits Corporation (EBC) — (800) 346-2126 · ebcflex.com The Healthcare FSA lets you set aside pre-tax dollars to pay for eligible out-of-pocket medical, dental, and vision expenses. Funds are loaded onto your BESTflex Benefits Card and available to spend from day one of the plan year — you don’t have to wait for your full election to accumulate. Submitting documentation — manage your account and submit Benefits Card receipts, EOBs, or invoices through the My Mobile Account Assistant app or online at ebcflex.com. EBC will notify you by email or push notification within a few days of any purchase that needs documentation. You can also mail or fax in receipts if you prefer. If you continue your enrollment year-over-year, you will not receive a new Benefits Card — the existing card carries forward.

Sam by UCM Digital Health — 24/7 on-demand virtual care included free with every Page Autos medical plan. (844) 484-7362 · sambyucm.com • Urgent Care — on-demand care for common conditions, day or night • Primary Care — wellness visits, chronic care management, prescriptions • Behavioral & Mental Health — counseling and ongoing mental health support • Emergency Care guidance — triage and direction when you’re not sure where to go Download the Sam by UCM mobile app to get started, or call 1-844-4-VIP-DOC to connect with a provider.

MetLife Identity & Fraud Protection powered by Aura — (844) 931-2872 · metlife.com An all-in-one digital security solution that protects your identity, money, assets, family, reputation, and privacy. • Identity Theft Protection — alerts when threats to your identity, SSN, or online accounts are detected, plus protection of your personal info from data brokers • Financial Fraud Protection — alerts for new credit inquiries, suspicious bank transactions, and changes to your home or car title • Privacy & Device Protection — VPN/Wi-Fi security, safe browsing, password manager, and removal of personal info from data broker lists to reduce robocalls and spam • Customer Service — $5 million identity theft insurance per adult member, 24/7/365 customer support, and white-glove case management from resolution specialists if you become a victim of fraud The Aura app keeps all your digital security tools in one place. Questions? Aura’s customer support team is available 24/7/365 at (844) 931-2872.

Spot Pet Insurance — (800) 905-1595 · spotpetins.com Spot helps cover the cost of accidents, illnesses, and emergencies for your dogs and cats — including surgery, cancer treatment, prescription medications, microchip implantation, X-rays, behavioral issues, and dental disease. Why Spot: • Up to 20% employee discount — 10% off your first pet, plus another 10% off each additional pet • Visit any licensed vet — no networks, no referrals, including emergency clinics and specialists • Up to 90% reimbursement with customizable annual limits, deductibles, and coinsurance • 30-day money-back guarantee if you change your mind (not available in NY) • 24/7 Pet Tele-health Helpline — ask vets questions about pet health, behavior, and wellness Get your free quote: spotpet.link/pageauto Pre-existing conditions are not covered. Waiting periods, annual deductibles, coinsurance, benefit limits, and exclusions may apply. Plans are underwritten by United States Fire Insurance Company.

Mutual of Omaha Employee Assistance Program (EAP)(800) 316-2796 · mutualofomaha.com/eap Confidential, 24/7 support for you and your eligible dependents on personal or job-related issues including emotional well-being, family and relationships, and legal or financial matters. Includes three face-to-face sessions, a robust network of licensed mental health professionals, and information and referral resources for whatever life throws at you. Travel AssistanceUS: (800) 856-9947 · Outside US (call collect): (312) 935-3658 Travel Assistance follows you worldwide, offering access to local medical referrals and emergency support services in foreign locations. Available for you, your spouse, and dependent children on any single trip up to 120 days in length, more than 100 miles from home. Includes pre-trip assistance, medical assistance, identity theft protection, and emergency travel support. Will Preparation by Epoqwillprepservices.com · Access code: MUTUALWILLS Free online will preparation through a secure account, including Last Will & Testament, Power of Attorney, Healthcare Directive, and Living Trust. Tailored to your life situation — single, married, parent, or grandparent — and accessible from the comfort of your own home. 401(k) Retirement — Empower Retirement(800) 338-4015 · empowermyretirement.com Page Autos matches 25¢ for every $1 you contribute, up to 3% of your salary. To enroll or increase your contribution, call Empower or log in to empowermyretirement.com. Save on Prescriptions with GoodRxgoodrx.com Prescription prices vary widely between pharmacies. GoodRx is free, requires no personal information, and helps you find the lowest-cost pharmacy in your area. The average GoodRx customer saves $355 a year. Many local retailers including Publix, CVS Health, Target, and Walmart also offer no- or low-cost medication options.

• Call WellNet Advocacy before scheduling. For non-emergency MRIs, CT scans, PET scans, or surgery, calling (267) 348-3492 first can connect you with WellNet Recommended Providers — in many cases your deductible and out-of-pocket are waived when you use one. • Specialty medications may qualify for SaveOnSP. If you’re prescribed an eligible specialty medication (nearly 400 covered, including treatments for hepatitis C, multiple sclerosis, psoriasis, IBD, rheumatoid arthritis, and cancer), a SaveOnSP representative will contact you to help you enroll in copay assistance and reduce your out-of-pocket cost.