Your 2026 Benefits

Nipro Vascular Innovations Americas West offers three medical plan options: two through Aetna and one HMO through Kaiser Permanente. The Aetna OA Select plan uses Aetna's in-network-only Select (Open Access) network with no deductible. The Aetna Choice II plan uses the broader Aetna Choice POS II network and includes out-of-network coverage. The Kaiser Permanente Platinum 90 HMO provides integrated care at Kaiser facilities in select states (CA, CO, GA, HI, MD/VA/DC, OR, WA). CVS MinuteClinic visits are covered at 100% on both Aetna plans. LabCorp and Quest Diagnostics labs are covered 100% in-network on Aetna. Kaiser members receive integrated care at Kaiser facilities including labs, pharmacy, and specialist referrals.

PPO plan on the MetLife PDP Plus network. You can see any dentist, but you'll pay less in-network.

Find a provider at superiorvision.com — under Coverage Info, select "Insurance Through Your Employer" and the "Superior National" network. Plan includes either two pairs of frames, or one pair of frames and one set of contacts.

Basic Life & AD&D — Provided by Nipro Vascular Innovations Americas at no cost to you. • Coverage amount: 2× basic annual earnings, up to $250,000 • Guarantee Issue: up to $350,000 at initial enrollment • Age reductions: 35% at age 65, 50% of original amount at age 70 Voluntary Life & AD&D — Optional coverage you can elect for yourself, your spouse, and your children. • Employee: $10,000 increments, not to exceed 5× your annual salary, max $500,000. Guarantee Issue up to $250,000 at initial enrollment. • Spouse: $5,000 increments up to $250,000, not to exceed 100% of your elected amount. Guarantee Issue up to $50,000 at initial enrollment. Employee must elect coverage to enroll a spouse. • Child: $10,000 flat benefit, birth to age 26. Employee must elect coverage to enroll children. • Includes: Living Care / Accelerated Death Benefit, Waiver of Premium, Portability, Conversion • Age reductions: 35% at age 65, 50% of original amount at age 70 Trustmark Life + Care — Voluntary permanent life insurance with a built-in long-term care benefit. Pays cash benefits to help cover home health care, assisted living, adult day care, and more if you need help with the basics of everyday life — while also providing a death benefit to your loved ones. Coverage available on a guaranteed-issue basis up to plan limits. Rates are age-based; see your enrollment kit or the benefit guide for your specific pricing. AD&D pays the full Principal Sum for accidental loss of life or the loss of two or more members (hand, foot, eye); half the Principal Sum for the loss of one member. Refer to your Certificate of Insurance for full details.

Both short-term and long-term disability are employer-paid by Nipro Vascular Innovations Americas at no cost to you. Short-Term Disability (STD) • Benefit: 67% of your weekly salary • Maximum: $2,500 per week • Elimination period: 7 days for accident / 7 days for sickness • Benefit duration: up to 12 weeks • Pre-existing condition limit: None • Statutory coverage applies in CA, CT, MA, NJ, NY, and OR. Long-Term Disability (LTD) — LTD coverage varies by employee class: To be eligible, you must be a permanent employee regularly scheduled to work at least 30 hours per week and actively at work on the coverage effective date. Late entrants may be required to complete Evidence of Insurability. Check with HR to confirm your employee class.

Two MASA Access membership tiers are available. With MASA, there is no "out-of-network" ambulance — you send MASA the bill and they cover your out-of-pocket expenses. Emergent Premier Plan — coverage in the United States and Canada. • Emergency Ground Ambulance — out-of-pocket expenses for emergency ground transport to a medical facility • Emergency Air Ambulance — out-of-pocket expenses for emergency air transport • Hospital-to-Hospital Ambulance — ground or air transfer to the nearest appropriate facility when specialized care isn't available at your initial location • Repatriation Near Home — ambulance transport to an approved medical facility closer to your home when continued care is needed • Minor Return Transportation — coordinated services to return your minor child home safely if they're left unattended due to your emergency transport Platinum Plan — all of the above, plus worldwide coverage (excluding Antarctica and travel-restricted regions) with 10 days advance notice. • Repatriation to Hospital Near Home — ambulance transport to an approved facility closer to home for continued care • Patient Return Transportation — commercial airline transport home once you're discharged and able to travel without medical transport

Cash benefits for accident-related medical care, paid directly to you on top of your medical plan. Coverage applies on or off the job. Emergency Care • Emergency Care Treatment: $500 • Initial Physician Office Visit: $250 • Urgent Care: $250 • Air Ambulance Transportation: $2,000 • X-Ray: $300 Hospitalization • Accident Hospital Admission: $1,500 • Accident Hospital Daily Confinement: $300/day • Accident Intensive Care Admission: $1,500 Fractures & Dislocations — benefit amount varies by type; refer to your plan summary for the full schedule. Follow-Up Care • Accident Follow-Up: $250 (up to 3 treatments per accident within 90 days) • Health Screening Benefit: $100 (1 time per calendar year)

A lump-sum cash benefit paid directly to you upon diagnosis of a covered condition — use it for medical bills, treatment travel, lost income, or anything else. Rates are based on your age and elected coverage level. Dependent coverage requires employee enrollment. Coverage Options (all guaranteed issue) • Employee: $10,000 · $20,000 · $30,000 • Spouse: 50% of the employee benefit amount • Children: 25% of the employee benefit amount Covered Conditions — benefit paid as a percentage of your elected coverage amount. Health Screening Benefit: $100 once per calendar year, per covered person (employee, spouse, and each child).

Cash benefits paid directly to you for covered hospital stays — regardless of any other coverage you have. Use the money however you need: medical bills, transportation, groceries, childcare.

Network attorneys for estate planning, home sales, family matters, civil lawsuits, elder-care issues, traffic, debt collection defense, identity theft, tax audits, and more. For covered matters, there are no copays, deductibles, or claim forms when you use a network attorney. For non-covered matters, the plan provides up to 4 hours of network attorney time per year. Covered matter categories include: • Money Matters — debt collection defense, identity theft defense, identity restoration, negotiations with creditors, personal bankruptcy, promissory notes, tax audit representation • Home & Real Estate — boundary or title disputes, deeds, eviction defense, foreclosure, home equity loans, mortgages, property tax assessments, refinancing, sale or purchase of home, security deposit assistance, tenant negotiations, zoning applications • Estate Planning — codicils, complex wills, healthcare proxies, living wills, powers of attorney (healthcare, financial, childcare, immigration), revocable & irrevocable trusts, simple wills • Family & Personal — adoption, affidavits, conservatorship, demand letters, divorce (20 hours), garnishment defense, guardianship, immigration assistance, juvenile court defense, name change, parental responsibility matters, personal property protection, prenuptial agreements, protection from domestic violence, review of any personal legal document, school hearings • Civil Lawsuits — administrative hearings, civil litigation defense, disputes over consumer goods and services, incompetency defense, pet liabilities, small claims assistance • Elder-Care Issues — consultation and document review for your parents (Medicaid, Medicare, notes, leases, deeds, nursing home agreements, prescription plans, powers of attorney, wills) • Traffic & Other Matters — defense of traffic tickets (does not cover DUI), driving privileges restoration, habeas corpus, repossession How to use the plan: Create an account at members.legalplans.com to view your coverages, find a network attorney, and select an attorney for your legal matter. Then call the attorney directly to schedule. Client Service Center available Monday–Friday, 8:00 AM–8:00 PM ET.

Round out your core coverage with optional voluntary benefits designed to fill gaps and protect your finances against the unexpected. All voluntary plans are 100% employee-paid through pre-tax or post-tax payroll deduction, and most are available on a guaranteed-issue basis at initial enrollment. • Hospital Indemnity through MetLife — cash benefits for hospital admissions and ICU stays. • Accident Insurance through MetLife — cash benefits for accident-related ER visits, fractures, hospital admissions, and follow-up care. • Critical Illness through MetLife — lump-sum benefit for diagnosis of covered conditions like cancer, heart attack, stroke, and major organ failure. • MetLife Legal Plans — access to network attorneys for estate planning, family matters, real estate, and more. • MetLife · Aura Identity & Fraud Protection — $5M identity theft insurance, financial fraud monitoring, and white-glove resolution support. • MASA Access Emergency Transportation — $0 out-of-pocket coverage for emergency air and ground ambulance. • Spot Pet Insurance — reimbursement on vet bills for accidents and illnesses.

Nipro Vascular Innovations Americas West offers Flexible Spending Accounts (FSAs) through Employee Benefits Corp, allowing you to set aside pre-tax dollars to pay for eligible healthcare and dependent care expenses. Pre-tax contributions reduce your taxable income, meaning you keep more of what you earn. • Healthcare FSA — covers eligible medical, dental, and vision expenses for you and your dependents. • Dependent Care Account (DCA) — covers eligible daycare, after-school care, and elder care expenses so you and your spouse can work. Customer service is available Monday–Friday, 8:30 AM–5:00 PM ET.

Healthcare Flexible Spending Account (FSA) — pay for eligible out-of-pocket medical, dental, and vision expenses with pre-tax dollars. • Plan year maximum: $3,400 • Plan year minimum: $100 • Unused funds at end of plan year: Up to $680 rollover to the next plan year • Run-out period: 90 days after the plan year ends to submit claims for eligible expenses incurred during the plan year Eligible expenses include doctor visits, prescriptions, dental work, vision care, and a wide range of over-the-counter items. See your enrollment materials for the full eligible expense list.

Dependent Care Account (DCA) — pay for eligible dependent care expenses with pre-tax dollars so you and your spouse can work, look for work, or attend school full-time. • Plan year maximum: $7,500 per household ($3,750 if married filing separately) • Plan year minimum: $100 • Unused funds at end of plan year: Forfeited — the DCA is "use it or lose it" • Run-out period: 90 days after the plan year ends to submit claims for eligible expenses incurred during the plan year Eligible expenses include daycare, before/after-school care, summer day camps, and adult dependent care services. See your enrollment materials for full eligibility details.

Telehealth options depend on your medical plan. Aetna Virtual Care (Aetna OA Select & Choice II plans) — included at no additional cost. • CVS Health Virtual Care — 24/7 on-demand care for minor illnesses and injuries, plus mental health counseling and psychiatry for medication management. Activate at CVS.com/virtual-care. • Aetna Virtual Primary Care (powered by Teladoc Health) — a dedicated virtual primary care provider who knows you and your health goals. $0 for virtual provider visits and covered in-person care at MinuteClinic and CVS HealthHUB locations. 45–60 minute initial visits, appointments within 5 days. Register at Aet.na/VPCSignUp. • CVS MinuteClinic — 900+ walk-in locations nationwide with low- or no-cost walk-in services for common conditions. Same-day or next-day appointments, 7 days a week. Kaiser Permanente Virtual Care (Kaiser Platinum 90 HMO plan) — included as part of your integrated Kaiser experience. • Phone visits & video visits — talk with a Kaiser clinician 24/7 by phone or video from your smartphone, tablet, or computer. • 24/7 care advice — speak with a Kaiser clinician anytime day or night. • E-visits — fill out a short symptom questionnaire online and get personalized self-care advice from a Kaiser clinician. • Email your care team with non-urgent health questions through your kp.org account. • Mail-order pharmacy — prescriptions sent straight to your door. • Sign up at kp.org/newmember or download the Kaiser Permanente app. For copay structure on each plan, see the medical comparison table above.

All-in-one digital security through MetLife · Aura Identity & Fraud Protection. • Identity Theft Protection — real-time alerts when threats to your identity, SSN, or online accounts are detected. Personal info removal from data broker sites. • Financial Fraud Protection — alerts on new credit inquiries, suspicious transactions on your bank accounts, and changes to your home or car title. • Privacy & Device Protection — VPN/Wi-Fi security, safe browsing, password manager. Reduces spam, robocalls, and robotexts. • Customer Service — $5 million identity theft insurance per adult member, 24/7/365 customer support, and white-glove case management by resolution specialists if a theft occurs. Activate your account through the Aura app to monitor all your digital security in one place.

Spot Pet Insurance — reimbursement on eligible vet bills for accidents, illnesses, and more. • Up to 90% cash back on covered vet bills • Preventive Care Add-Ons available for wellness visits, vaccinations, and routine care • 24/7 Pet Telehealth Line included • Visit any licensed vet or specialist — no network restrictions • Submit claims online, get reimbursed quickly Special Offer for Nipro employees: Up to 20% off — 10% employee discount plus an additional 10% multi-pet discount when you add more than one pet (limitations apply). Get your custom quote at spotpet.link/nipro or call (888) 343-2340 and use code EB_NIPRO.

Aetna Over-the-Counter Health Solutions — Up to $140/year ($35 per quarter) on CVS retail health and wellness products: cough/cold/allergy meds, pain relievers, first aid supplies, nicotine replacement, antacids, digestive care, and feminine care products. Shop in-store at CVS (excluding Target locations), online at cvs.com/otchs/aetcommercialotc, or by phone at 1-888-628-2770 (TTY: 711). Unused quarterly allowance does not roll over. (Available with Aetna plans only.) The Hartford Value-Added Services — included with your employer-paid Life and Disability coverage at no cost: • Ability Assist & HealthChampion (EAP) — 24/7 access to master's-level clinicians, plus three face-to-face visits per occurrence per year and unlimited phone consultations for legal, financial, and work-life concerns. Call (800) 964-3577. Register at guidanceresources.com with Company Code HLF902 and Company Name ABILI. California residents are limited to three prepaid behavioral health counseling sessions in any six-month period. • Beneficiary Assist Counseling — emotional, financial, and legal support for you and your named beneficiaries after a loss. Up to five face-to-face sessions per year. Call (800) 411-7239. • EstateGuidance Will Services — create a customized, legally binding will online with attorney-backed support. Visit estateguidance.com with code WILLHLF. • Funeral Concierge — pre-planning tools, cost comparisons, and professional negotiation of funeral prices. Call (866) 854-5429 or visit everestfuneral.com/hartford with code HFEVLC. • Travel Assistance & Identity Theft Support — available when traveling more than 100 miles from home for 90 days or less. Medical referrals, emergency transport coordination, lost luggage assistance. U.S./Canada: (800) 243-6108. Outside U.S.: (202) 828-5885. Email assist@imglobal.com.

• 8-month plan year for 2026–2027 (July 1, 2026 – February 28, 2027) to align with our transition to a new benefits cycle. • Three medical plan options: Aetna OA Select ($0 deductible, in-network only), Aetna Choice II ($1,000 deductible, in/out-of-network), or Kaiser Permanente Platinum 90 HMO (in-network Kaiser facilities only, available in select states). • Enrollment is through ADP Workforce Now at workforcenow.adp.com. Phone scheduling is available at (800) 229-3642, Monday–Friday 8:00 AM–5:00 PM EST. • Aetna-bundled extras at no extra cost: CVS Health Virtual Care, Aetna Virtual Primary Care, MinuteClinic visits, and a $140/year OTC Health Solutions allowance. • Kaiser members: integrated care at Kaiser facilities, 24/7 virtual care, mail-order pharmacy, and worldwide urgent/emergency coverage when traveling. • New hires: coverage is effective on your date of hire — no waiting period.